Android Pay: how to pay with your phone and get cashback or a discount for it. Android Pay and Mastercard: discounts and promotions Eligible payments
Despite the fact that there was a heated discussion in the media about the problems with the launch of the Google payment system in Russia, thousands of people began to actively use Android Pay, saving their time at the checkout. In order to provoke owners of Android phones to take the first step in mastering new technology, the Internet giant’s partners have launched a lot of interesting promotions.
Raiffeisenbank increased cashback for Android Pay users
Raiffeisenbank provides further evidence that in Russia, bonuses and cashback are awarded for those linked to Android Pay in the same way as for regular contactless bank cards.
The credit institution appoints:
Before 25% cashback when paying via Android Pay using Visa cards in cafes and restaurants(no more than 500 rubles, two transactions are required to participate) With May 23 to July 23;
Before 30% cashback in Android Pay using MasterCard cards in supermarkets(no more than 500 rubles, at least one transaction is required to participate) from May 23 to July 23.
Sandwiches at Burger King are 50% cheaper when paying via Android Pay
Another motivating promotion from the fast food organization Burger King offers a discount on the entire range of sandwiches if you are ready to become an advanced geek and pay with your phone or smart watch instead of a regular credit card within the Android Pay system.
Here are the conditions offered by the instigators:
50% discount for the entire range burgers when paying via Android Pay using MasterCard cards (the discount cannot be combined with others and does not work with combined offers) during the period from May 23 to July 23.
Free cookies for every customer with Android Pay at Starbucks
Starbucks cafe also prefers to keep up with the times and offers Russians with Android smartphones and the Android Pay payment application to receive a pleasant snack as a gift for their progressive attitude to life.
What does Starbucks offer:
Delicious cookies with peanuts and chocolate for the purchase of any drink(except those in bags or bottles) via Android Pay with a MasterCard card during the period from May 23 to July 23(cookies can be replaced with oatmeal or “double chocolate”).
For Moscow residents, travel to the MCC and some metro stations is 50% cheaper
A scandalous promotion that was supposed to go live on May 23, but was postponed due to technical problems. No, you can pay in the metro and on the new third ring with “Swallows” using your phone and installed Android applications Pay, but instead of the promised discount you will receive a one-time ticket worth 40 rubles.
Transport authorities rushed to fix everything and suggested:
50% discount on metro ticket And MCC when paying via Android Pay at turnstiles with the corresponding black logo from June 26 to July 23.
Aeroexpress passengers get a 50% discount when paying with Android Pay
Another promotion for fans of high-speed rail transport who, earlier than others, mastered contactless payments via phone and the Android Pay application.
Here are the conditions offered by the organizers:
50% discount on Aeroexpress ticket when paying via Android Pay with MasterCard cards (no more than one purchase per day) during the period from May 23 to August 15.
Offer is open to adult Google Pay citizens who are Russian Federation, who received a corresponding notification via email and/or in the Google Pay application from the Organizer (defined below), or who received a promotional code from the Link Sender (defined below). Promotion period: from March 19, 2018 to May 31, 2018. Prizes are awarded for referring each new Google Pay user (i.e. a user who has never previously made a transaction through Android Pay/Google Pay in a store that accepts payment through the Google Pay app) provided that such user uses a promotional code during the Promotion Period and thereafter making a qualifying payment no later than 30 days after using the promotional code. No more than 5 prizes for each user providing a link, and no more than 1 prize for each new user. Users who, during the period from August 2, 2017 to August 15, 2017, participated as Senders or Recipients of links (the terms are defined below) in the Promotion of the Android Pay application by attracting new users are not allowed to participate in the promotion. The prize must be received no later than 30 days from the date of use of the promotional code. The number of prizes is limited. Requires Internet access through a compatible device. Promotion Organizer: Google Island Limited, whose head office is located at: Gordon House, Barrow Street, Dublin 4, Ireland (Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland)
1. Introduction
a. By taking part in the Google Pay Promotion Campaign (hereinafter also referred to as “ Offer") either as the Link Sender or as the Link Recipient (these terms are defined in Section 4 of these Terms), you accept these Terms and Conditions (hereinafter referred to as " Conditions") and agree to receive information from the Promotion Organizer regarding the Offer via email and notifications sent through the Google Pay application.
b. The offer can be taken advantage of by adult Google Pay users who are citizens of the Russian Federation. If you are under 18 years of age, you must obtain legal consent from your parents or legal guardians to participate in the Promotion.
c. To participate in the Promotion, you must have access to the Internet through a compatible device, as described in Section 9 of these Terms. You are responsible for all costs associated with participation in the Promotion, including Internet connection costs.
2. Timing of the Promotion
a. Subject to the availability of Prizes, the Promotion begins at 19:00 on March 19, 2018 and lasts until 23:59 on May 31, 2018 (GMT) (hereinafter referred to as “ Promotion period»).
b. The Promotion Organizer reserves the right to terminate the Promotion before the end of the Promotion Period if all available Prizes have been distributed (see section 3.b of these Terms). The Promotion Organizer will send you a notification in case of early termination of the Promotion.
3. Prizes
a. "Prize" is a gift certificate for the website www.ozon.ru with a nominal value of 500 rubles. The specified gift certificate is a document confirming the payment for goods (that is, goods and services included in the assortment on the website www.ozon.ru) in relation to that part of the goods that corresponds to the amount specified as the denomination of this Certificate.
b. The prize is awarded only if it is available. The number of prizes is limited and amounts to 37,000 ozon.ru gift certificates. Sections 4 and 5 of these Terms describe how you may become eligible to receive a Prize.
c. The prize is not transferable, cannot be exchanged or cashed, and cannot be received in cash.
4. Requirements for the Sender of the link and the Recipient of the link
a. Link senders. “ Link senders” means individuals (i) who have registered for a Google Pay account prior to the start of the Promotion Period; (ii) contacted by Organizer via email or notification in the Google Pay app and provided with a promotional code by Organizer (as defined in Section 5 of these Terms); and (iii) who provided their promotional code to Link Recipients during the Promotion Period.
b. Recipients of links. “ Recipients of links” means persons (i) who have never previously transacted through the Google Pay App, (ii) who have installed and opened the Google Pay App and used a Promotion Code (as defined in Section 5 of these Terms) in the Google Pay App during the Term conducting the Promotion (as described in section 5.b of these Terms); (iii) who made a Qualifying Payment (as defined in Section 6 of these Terms); and (iv) who have not yet received the Prize (either on an NFC-enabled Android device they are using or otherwise).
5. Promotion.
a. Link senders. Subject to the provisions of these Terms:
- Each Link Sender will be provided with a unique link code (promotional code) which they can forward to Link Recipients. Link Senders must provide a promotional code to Link Recipients only during the Promotion Period, after which the promotional code will no longer be valid.
- Subject to the provisions of subparagraphs iii, iv, v below: if the Link Recipient correctly performs the actions described in section 5.b of these Terms, both the Link Recipient and the Link Sender will receive a Prize.
- The Linker may only receive a Prize if they have made at least one Qualifying Payment during the Promotion Period or have already made at least one Qualifying Payment prior to the start of the Promotion Period;
- The Sender of the link can receive the Prize only after the Promotion Organizer has carried out the necessary checks to ensure that the actions of the Sender of the link contradict the provisions of these Terms. If the Organizer reasonably considers the actions of the Link Sender to be inconsistent with the provisions of these Terms, it has the right to take the actions specified in clause 10.a below.
- The Link Sender may receive a maximum of 5 Prizes in relation to the first 5 Link Recipients who correctly complete the actions described in Section 5.b of these Terms.
- The Organizer reserves the right to cancel the Prize for the Link Recipient (disqualify the Promotion Participant) if the Link Sender has already received the maximum number of Prizes, which is specified in subclause v of section 5.b of these Terms;
b. Recipients of links. Subject to the provisions of these Terms:
- Upon receipt of a promotional code from the Link Sender, the Link Recipient must install the Google Pay application (if the Link Recipient has not already done so), open the Google Pay application and use (enter) the promotional code in the appropriate field before the end of the Promotion Period.
- If the promotional code is used incorrectly or is used after the end of the Promotion Period, then neither the Recipient of the link nor the Sender of the link will receive the Prize for the specified promotional code.
- Upon correct use of the Promo Code by the Link Recipient, if the Link Recipient then makes an Eligible Payment (as defined in Section 6 of these Terms), then both the Link Recipient and the Link Sender will each receive a Prize.
- Subject to availability, the Link Recipient will be eligible to receive one Prize. After receiving the Prize, the Link Recipient's participation in the Promotion ends.
- Link compensation is subject to availability as described in Section 3.b of these Terms.
6. Eligible Payments
a. A" Qualifying Payment” means the payment made by the Referee (i) no later than 30 days after the correct use of the promotional code in accordance with the provisions of Section 5.b of these Terms; (ii) through the Google Pay application; and (iii) in an offline store that accepts payment through the Google Pay application.
b. Payments made through apps and any online platforms are not Qualifying Payments.
7. Providing the Prize and making a claim to receive the Prize
a. If you are eligible to receive a Prize, you will be notified by email or through the Google Pay app about how you can claim the Prize.
b. Link Recipients eligible to receive a Prize must claim the Prize no later than 30 days after the correct use of the promotional code in accordance with Section 5.b of these Terms by following the in-app instructions to save the Prize in their Google Pay app.
8. Use of the Prize
a. The prize can be used on the website www.ozon.ru
b. You must redeem your Prize in accordance with its terms and conditions, including (without limitation) the deadline by which you must redeem your Prize.
c. When using the Prize, the rules and restrictions established by Internet Solutions LLC (TIN 7704217370, OGRN 1027739244741) may apply regarding the purchase of goods and services on the website www.ozon.ru or in the corresponding mobile application. The Promotion Organizer confirms that he is not affiliated with Internet Solutions LLC and is not responsible in connection with making purchases on the website www.ozon.ru or in the corresponding mobile application.
9. Technical requirements
a. The latest version of the Google Pay app is available on Android devices with NFC support running Lollipop 5.0+. Latest version Google Pay apps can be downloaded from the Play store.
b. The Google Pay app is only compatible with bank cards from certain banks. More detailed information can be obtained.
5 (100%) 1 voteFrom May 23, Russian Android phone owners can use the Android Pay service and not carry bank cards with them. To do this, it is only important that your phone meets several requirements:
- The Android version on your smartphone must be at least 4.4 (KitKat);
- The smartphone must have NFC contactless technology;
- The device must not be rooted;
- To use the Android Pay service, you must have at least one card from any of these Banks:
There are some restrictions on the use of certain cards in this service. For example, although Sberbank supports Android Pay, it will not be possible to add a Visa Electron and Maestro card to the service, and there may also be restrictions on adding certain debit or credit cards some banks. Here full list types of supported cards in the Android Pay service as of May 29:
This list is subject to change, check it in the official Android Pay help.
What is Android Pay?
Before the launch of Android Pay, only owners of Apple and Samsung could use the contactless payment service using their phone - due to their privilege in the market, they launched their technologies earlier. With the release of Android Pay, all other owners of Android phones can now pay using their smartphones.
Strictly speaking, Samsung Pay and Android Pay are different technologies. The first is patented by Samsung, the second is freely distributed to others Android smartphones. But the essence and the very methodology of using these technologies are practically indistinguishable.
All market participants have high hopes for the Android Pay service, because in fact, the contactless payment function is now available to hundreds of millions of devices. Russian banks also predict a significant increase in contactless transactions this year.
How to add a bank card to Android Pay
1. Download and install the official Android Pay application from the Play Market:
2. Launch the application and on the welcome screen, click “Welcome”:
3. Select “Add card” / “Add another card”:
4. The camera will launch. Place the card in the frame so that the card number is read:
You can enter the card number manually; to do this, click the “Add manually” button.
4. The program will check if at least one protection method is used on the device:
For the application to work, your device must be protected: it must use at least one security method: PIN code, graphic design or fingerprint. This requirement is introduced into Android Pay to directly protect payments and confirm them if necessary.
5. Click “OK” and in the next window select the card confirmation method (usually SMS):
6. Enter the code from the received SMS:
7. A window with the inscription “Android Pay application installed” will notify you that everything is fine:
The last linked card becomes the default payment card. Of course, you can add as many bank cards as you like and set any of them as the default card at any time.
You can also add a card using the Bank’s mobile application, which uses Android Pay. But if you have a lot of cards, and they are all from different Banks, adding them through the Android Pay application will be faster than going into the mobile application of each Bank and adding card after card.
How to pay for purchases using Android Pay
You can pay using Android Pay wherever contactless payment is accepted, including where MasterCard with PayPass and Visa with PayWave are accepted.
The payment terminal may also have an icon:
The official Android Pay help states that to pay using a smartphone:
- Unlock your phone
- Bring it to the contactless payment terminal
- Wait for notification of successful payment:
Thus, neither launching the application itself during payment, nor confirming payment with any PIN code, password or fingerprint is required.
But in fact, payment on different smartphones and terminals can occur in different ways: for example, you may need to enter the card PIN code directly on the terminal, or confirm payment on the device itself. There are even reviews that some purchases can be made even without unlocking the phone screen - by simply holding the smartphone to the payment terminal. Some note that this requires entering a PIN code or unlock code on the phone. In general, there are a lot of variations. No one will tell you in advance how payment will be made directly on your smartphone and in those stores where you are used to making purchases - only practice will help.
Keep in mind that if your smartphone uses several contactless payment methods (for example, Samsung Pay and Android Pay), then payment using Android Pay may not go through if another contactless payment method is activated on the device at the time of payment. Make sure of this in your smartphone settings before paying with your phone.
You can also pay for online purchases using Android Pay. At the moment, there are few online stores that allow you to accept payments using Android Pay, but in the very near future the number of such sites will increase significantly.
To pay for online purchases using Android Pay, select "Android Pay" as the payment method:
This may look different in each specific online store, but the essence is approximately the same.
At the moment, using Android Pay you can pay for purchases made in the Lamoda online store, in the OneTwoTrip, Afisha, Rambler.Kassa, Uber and Kinokhod services:
In the near future, you will be able to pay for purchases using Android Pay from these services:
How safe is it to pay using Android Pay?
This technology has been fully tested and accredited and is considered completely safe. The fact is that for payments using Android Pay, during the registration of your physical bank card, a special, virtual card or virtual account is created, so the data of your real bank card when using Android Pay is not used anywhere, which means it cannot be intercepted by anyone.
But it’s almost impossible to intercept anything when making purchases using Android Pay, because all transactions made contactless are transmitted in encrypted form, and the encryption key for each purchase is unique and is generated every time you bring your smartphone to the payment terminal or make a purchase online. Moreover, only the Bank can decrypt such information and payment system. This data does not remain on any intermediate servers or storage facilities.
For the entire period of using this technology abroad and for the entire period of using similar technologies - Samsung Pay or Apple Pay - in Russia, there has not been a single case of cards being compromised or any fraudulent actions being carried out.
Therefore, you can be absolutely confident in the safety of this technology.
Promotions, discounts and cashbacks when paying with Android Pay
In order to promote the new service, several promotions have been launched at the moment.
1. 50% discount on an Aeroexpress ticket when paying with a MasterCard card using Android Pay at the turnstile at the airport for the first 3,000 people:
This proposal has already been tested and works.
2. 50% discount on any Burger King burgers when paying with a Mastercard through the Android Pay app:
The rules of this offer state that in order to receive a discount, you must notify the cashier that you will be paying for the order via Android Pay. Apparently, providing a discount when paying via Android Pay is not automated and is carried out “by the hands” of the cashier. Keep this in mind if you want to eat burgers with a 50% discount.
3. Free cookies when paying for coffee at Starbucks using a MasterCard in the Android Pay app
4. 50% discount on travel to the MCC and metro from June 23 to July 23:
In general, initially this promotion was supposed to allow you to ride the subway for just 1 ruble, and not from June 23, but from the launch of Android Pay in Russia - May 23. But something went wrong, and the promotion was changed. We hope that this time everything will work out for sure, and from June 23 you can actually ride the metro for 20 rubles.
Raiffeisen Bank launched several promotions in honor of the launch of Android Pay.
5. Up to 25% cashback (but not more than 500 rubles) when paying with a Raiffeisen Bank Visa card using Android Pay in cafes and restaurants from May 23 to July 23, 2017:
6. Up to 30% cashback (but not more than 500 rubles) when paying with a Raiffeisen Bank MasterCard using Android Pay in supermarkets from May 23 to July 23, 2017:
It seems that these are all the known promotions launched in honor of Android Pay.
We will update this article if we hear of any new exciting offers. We will also notify you about updates to the article in our groups.
- be a MTS Bank card holder;
- have an Android device with version higher than 4.4
- Open the Android Pay app.
- Click "Add Card".
- Android Pay will prompt you to select a card linked to Google account or add another payment card. The device will offer to enter card details manually or use the camera to automatically add the card number and expiration date.
- Read the terms and conditions of the issuing bank using the “More” button.
- Accept the terms and conditions of the issuing bank by clicking the “OK” button.
- Android Pay will ask you to confirm your card. Select the “Send SMS” method and click “Continue”. An SMS with a code will be sent to the phone number linked to the bank card.
If for some reason the SMS does not arrive, select “Contact a bank representative” in this item, that is, call the call center to confirm the card. - Manually enter the verification code that will be sent to you via SMS from MTS Bank and click “Submit”.
- Wait for the card verification result and the “Card added” notification.
- visit Google website to delete all data, including cards, from the lost device;
- call the bank, give the plastic card number and, reporting the incident, demand that all cards be removed from the lost device.
How many bank cards can I add to Android Pay?
As much as you like. There are no restrictions.
Can I add the same card to multiple devices?
Yes, you can. There are no restrictions. The same card can be added to Android Pay on unlimited amount devices.
To register a bank card in the application, must the device be connected to the Internet?
Yes, you can use Wi-Fi or mobile internet.
Can I add a transport card to Android Pay?
No. At any MTS store in Moscow you can get a special NFC SIM card and activate the Mobile Ticket service on it (Troika card stored on the SIM card).
Why is using a fingerprint more secure for using Android Pay than using a digital code or pattern?
Each person's fingerprint is unique, therefore, it is the most reliable protection when making a payment. Digital code or a pattern key can be spied on, but a fingerprint cannot be faked.
What happens to the card data if you delete Android Pay?
If you disconnect the device from account Google, using Android Pay will no longer be possible. Once you re-register your account on your device or reinstall the Android Pay app, your data will be automatically restored.
What can you do if your phone is stolen or lost?
In the event of theft or loss of the device, the user can:
What is Android Pay?
Android Pay is a payment service that allows you to quickly, easily and securely pay for purchases in stores, applications and websites using smartphones and tablets running on the OS Android versions 4.4. Kit-Kat and above.
To start using the service, you must:
Don't have an MTS Money card yet? Find out how you can get it.
Where can I download the application?
How to add an MTS Money card to Android Pay?
The bank card has been added to the smartphone and is ready for payments in Android Pay! The card image will appear on the main screen of the Android Pay app.
Which bank cards support Android Pay?
What purchases can be paid with Android Pay?
To pay in stores
All smartphones running Android 4.4 and higher that support contactless payment (NFC).
Android Pay does not work on devices that are rooted, as well as on devices imported into Russia unofficially.
For payment in applications and on websites
All smartphones and tablets with Android OS 4.4 and older.
When purchasing in apps and websites, you must select a payment method and confirm the purchase.
For billions of people, smartphones have already become universal gadgets that combine many other devices and items - from calculators and notepads to cameras and audio players. Progress does not stop; mobile electronics are becoming more and more functional and practical. Another innovation is the emergence of the Android Pay system, with which purchases can be paid with a smartphone. To popularize this payment instrument, Mastercard and Google offered special promotional programs. Some examples of discounts are given below.
Fast food discounts
If you don’t have cash on you, but want to grab a bite to eat, visiting one of the Burger King restaurants may be a good solution. Here you can not only pay for your purchase with a smartphone bank card Mastercard, but also receive a 50 percent discount. The promotion is valid at most Burger King restaurants.
Inexpensive trip to the airport
You can use Aeroexpress services to visit Sheremetyevo, Domodedovo or Vnukovo on more favorable terms by paying for the trip via Android Pay. Ticket prices are reduced by 50 percent. The only negative is that the offer is limited, and only 3 thousand passengers will be able to take advantage of it.
Free cookies
By paying for orders in the Starbucks network with a MasterCard card through the Android Pay payment service, the customer of the establishment receives a free portion of oatmeal cookies. Coffee shops participating in the promotion can be seen on the Starbucks website. The special offer is valid in Moscow, St. Petersburg, Rostov-on-Don, Krasnodar, Yekaterinburg, Sochi and some other large cities.
Refund of 10 percent of the amount spent on fuel (if you have a Lukoil card)
Regular customers of the Lukoil gas station network who have a loyalty card receive the most favorable conditions for purchasing fuel and other goods. When paying for purchases using a smartphone, you can count on a 10 percent return on your Lukoil card in the form of bonuses.
Save time with payment literally in one touch!
Paying with your smartphone is fast, because there is no need to search anymore bank card or cash, long wait for change. A special terminal allows you to make payments in one touch! You don’t have to take money or cards with you – you only need a phone.
